The greatest shame isn't the idiocy that put this country here in the first place, rather the fact that the People's representatives first moved to protect the system, the elite, the way it's always been, rather than taking the opportunity for extreme measure to raise the country up. Now we've got "moral hazard" at the corporate office, and somehow, that's better than in the hands of the minority who would not know how to wield it.
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Say what you want about financial firms, if this economy is built on consumer spending, consumer shelter and financial indoctrination are truly the cornerstones for our future. Some rich assholes rolling paper over do not add to the economy, they "grow the economy" through interest on fractional banking.